Basic Financial Mathematics

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Simple Interest Compound Interest
Loan Value Payment Value Number of Periods
Total Savings Achieving a Savings Target Months to Achieve a Savings Target
Loan Value with Aritmethicly Variable Payments Loan Value with Geometricly Variable Payments
Savings Value with Aritmethicly Variable Payments Savings Value with Geometricly Variable Payments
Loan Value Quota Value Number Payments
Constant Perpetuity

Simple Interest

Simple interest is a quick and easy method of calculating the interest charge on a loan. Simple interest is determined by multiplying the periodic interest rate by the principal by the number of periods that elapse between payments.


Calculate Future Value:

1. Enter Present Value:
? Do not use decimals. Example: 5000000

2. Enter Number of Periods:
? Integer number. Example: 24

3. Enter Periodic Interest Rate (%):
? You can use decimals, separated by comma or period. Example: 2.53



Calculate Present Value:

1. Enter Future Value:
? Do not use decimals. Example: 5000000

2. Enter Number of Periods:
? Integer number. Example: 24

3. Periodic Interest Rate (%):
? You can use decimals, separated by comma or period. Example: 2,53



Calculate Number of Periods:

1. Present Value:
? Do not use decimals. Example: 5000000

2. Future Value:
? Integer number. Example: 1000000

3. Periodic Interest Rate (%):
? You can use decimals, separated by comma or period. Example: 2,53



Calculate Interest Rate:

1. Present Value:
? Do not use decimals. Example: 5000000

2. Future Value:
? Integer number. Example: 1000000

3. Number of Periods:
? Integer number. Example: 24



By César Alejandro Guerrero For SmartGigas.com